Welcome
Welcome to Licensing Link, a periodic publication that will keep you informed on hot topics and new developments in state licensing laws, and provide practice tips and primers on important issues related to state licensing across the spectrum of asset classes and financial services activities. We look forward to you joining us for future editions!
No Recourse, No License? Not Quite.
In the July edition of Licensing Link, we addressed licensing developments for novel earned wage access products designed to allow employees access to their earned but unpaid wages on a non-recourse basis. In this article, we discuss the application of state licensing laws and recent licensing developments related to other innovative non-recourse financial products: income share agreements ("ISAs") and home equity option agreements. Read More>>
A Quick Update On Work-From-Home Requirements for Oregon MLOs
In the May edition of Licensing Link, we discussed the growing trend of states issuing guidance or amending their licensing laws to permit mortgage loan originators and consumer lenders to engage in remote work since the onset of the COVID-19 pandemic. In October 2022, the Oregon Department of Financial Regulation issued regulations under its Mortgage Lending Act that we have summarized. Read More>>
LEGAL UPDATES ON HOT TOPICS
Treatment of Mortgage Loans and Mortgage Servicing Rights Under the Hart-Scott-Rodino Act
MSR Fund Investments: 7 Aspects to Consider
RESPA Enforcement is Back! The CFPB Takes Aim at Marketing and Promotional Activities
Structured Finance Solutions for Financing Real Estate Related Fintech Companies
INSIGHTS
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Originally Published by 14 September 2023
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