We have posted several new topics to the Consumer Financial Services Law Monitor blog throughout the month of February. To read further, click on the titles below:

Featured Posts

CFPB Announces Subdued Enforcement in 2018-22 Strategic Plan

Data Privacy: The Current Legal Landscape (Annual Edition)

Sixth Circuit Dismisses FDCPA Claim Based on Letter for Lack of Standing

Third Circuit Court of Appeals: Including the Word "Settlement" in Collection Letter for Time-Barred Debt Could Violate FDCPA

Auto Finance

Nearly $160,000 Judgment Assessed Against Violator of Virginia Consumer Protection Act

Arizona Rental Car Company Fined $1.85M for Consumer Fraud

BMW to Refund Servicemembers' Lease Payments

Background Screening

Kansas City, MO Passes "Ban the Box" Ordinance

Washington House of Representatives Approves "Ban the Box" Law

Nothing Goofy About This Ruling: Judge Issues Common Sense Decision Granting Disney Summary Judgment on FCRA Class Claim

Credit Reporting & Data Brokers

District Court Paves Way for U.S. Government Liability for FCRA Violations

Number of FDCPA and TCPA Lawsuits Filed in 2017 Decreases; CFPB, BBB Complaints, and FCRA Lawsuits on the Rise

CFPB Issues 2018 List of Consumer Reporting Companies

Cybersecurity, Information Governance & Data Privacy

Moving on to New Digital Identity (Authentication) Guidelines

Secrets Don't Make Friends (or Comply with Cybersecurity Disclosure Laws)—SEC Releases Updated Guidance on Cybersecurity Disclosure Requirements

Debt Buyers and Collectors

New Jersey Federal Court Finds Additional Telephone Number in Validation Letter Did Not Violate FDCPA

Federal Court Finds that Listing "Creditor" Under Commonly-Used Moniker Complies With FDCPA

ACA International Whitepaper Cites Role of Communication Failures in Assessing Scope of Consumer Debt Collection Complaints in 2017

Court Finds Mini-Miranda Not Necessary for Consumer-Initiated Call

Payment Processing and Credit Cards

District Judge Invalidates FACTA Settlement Based on Spokeo

Ninth Circuit Relies on Spokeo to Affirm Dismissal of FACTA Suit

State Regulators Take First Step to Streamline Money Transmitter Licensing

State Attorneys General, CFPB & FTC

California Continues State-Level Trend of Consumer Protection Focus, Settles With Walgreens for $2.25M

FTC Announces Revised 2018 Regulatory Review Schedule

AGs Reach $45M Settlement With PHH Mortgage Corporation

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.