In response to the COVID-19 pandemic, state mortgage regulators are daily issuing guidance (1) about whether work from home arrangements are permissible under their existing licensing requirements and/or (2) are granting temporary permission for licensable activity to occur from unlicensed locations (including employee homes) under specified conditions. Below we identify the states that have issued guidance specifically on this topic. Please note that the scope, duration, conditions and requirements set by the states differ – some even require approval – so please carefully review the state's guidance set forth at the hyperlink. This is a rapidly changing area so check back regularly for updates and changes.

Alabama 

Memorandum 

Alaska

Notice

Arkansas

Interim Regulatory Guidance Extended

California

Guidance

Colorado

Bulletin

Connecticut

Revised Memorandum

District of Columbia

Order

Hawaii

Interim Regulatory Guidance (NMLS link)

Idaho

Temporary Regulatory Guidance Extended

Indiana

Guidance (NMLS link)

Iowa

Letter

Kansas

Updated Guidance

Kentucky

Guidance

Louisiana

Declaration

Maryland

Bulletin

Massachusetts

E-mail (NMLS link)

Michigan

Bulletin

Minnesota

Letter (NMLS link)

Mississippi

Interim Regulatory Guidance

Montana

Guidance

Nebraska

Guidance on Temporary Branch Relocations (NMLS link)

Application Form (NMLS link)

Nevada

Extended Memorandum

New Hampshire

Memorandum

New Jersey

Bulletin Extended

New Mexico

Updated Memorandum

North Dakota

Press Release – Preparation for COVID-19 Response

Oklahoma

Fifth Amended Interim Guidance

Ohio

FAQ

Oregon

Revised Bulletin No. DFR 2020-6

Pennsylvania

Guidance

Rhode Island

Revised Banking Bulletin 2020-1

South Carolina

Interim Regulatory Guidance

South Dakota

Updated Interim Regulatory Guidance (NMLS link)

Tennessee

Interim Guidance

Texas

Guidance

Utah

Guidance (NMLS link)

Vermont

Memorandum

Washington

Interim Guidance Extended

West Virginia

Emergency Announcement
Guidance

Wisconsin

Directive

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.