China:
央行发布《征信业务管理办法(征求意见稿)》
22 February 2021
AnJie Broad Law Firm
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2020年1月11日,中国人民银行发布《征信业务管理办法(征求意见稿)》(“
《征求意见稿》”),现向社会征求意见,意见反馈截止于2月10日。
在信用信息收集方面,《征求意见稿》规定征信机构:
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采集信用信息,应当遵循“最少、必要”的原则,不得过度采集;
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采集信用信息的,应当对信息提供者的业务合法性、信息来源、信息质量、信息安全、信息主体授权等进行审核,保障采集信用信息的合法、准确和可持续;
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应当与信息提供者明确各自在数据更正、异议处理、信息安全等方面的权利义务;
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采集个人信用信息应当经信息主体本人同意,并明确告知信息主体采集信用信息的目的、信息来源和信息范围,以及不同意采集信息可能产生的不利后果等事项。
http://www.pbc.gov.cn/tiaofasi/144941/144979/3941920/4160598/index.html
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