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Searching Content indexed under Consumer Protection by Joy Tsai ordered by Published Date Descending.
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Prospect For Innovation Or Dust From The Litterbox? The Public Sifts Through Product Sandbox
A catastrophic end to consumer protection to some, and a long overdue attempt to reconcile law with technology to others, former CFPB Acting Director Mick Mulvaney's parting gift stirred up the financial services industry.
United States
18 Mar 2019
2
Keeping PACE With The Market: CFPB Seeks Information For PACE Financing For Possible Regulations
On March 4, 2019, the Consumer Finance Protection Bureau ("CFPB" or "Bureau") issued an Advance Notice of Proposed Rulemaking seeking comments related to Property Assessed Clean Energy ("PACE")
United States
18 Mar 2019
3
CFPB Seeks Input For PACE Financing Regulations
Congress amended the Truth in Lending Act in May 2018 by directing the Consumer Finance Protection Bureau to prescribe ability-to-repay regulations with respect to Property Assessed Clean Energy ("PACE")
United States
15 Mar 2019
4
Bureau Proposes Improvements To Its No-Action Letter Process And A New Product Sandbox
Innovative companies face stiff challenges when trying to comply with moribund US consumer protection rules that have not kept pace with technological advancements in the financial services industry.
United States
4 Jan 2019
5
If Only: US Treasury Department Report Creates A Wish Tree Of Financial Reform For Fintech
Regardless of whether its recommendations are achievable in whole or in part or merely aspirational, the US Department of Treasury's ("Treasury") report issued on July 30, 2018...
United States
10 Sep 2018
6
CFPB Calls for Comment on Alternative Data
The Consumer Financial Protection Bureau ("CFPB") announced a Request for Information ("RFI") about alternative data on February 16, 2017, seeking insights into the benefits and risks of using unconventional financial data in assessing a consumer's creditworthiness.
United States
20 Feb 2017
7
Two-for-One Executive Order On Reducing Regulation Delegates Implementation To OMB
To learn more, applicable agencies are instructed to call OMB.
United States
15 Feb 2017
8
Moving On: Core Principles For Dodd-Frank Reform Omit Mention Of Financial Crisis
Following his campaign promise to dismantle the Dodd–Frank Wall Street Reform and Consumer Protection Act, Donald Trump issued an Executive Order on February 3, 2017 that set out "Core Principles" for regulating the financial system.
United States
8 Feb 2017
9
New Military Lending Act Regulations Effective October 3, 2016
New regulations under the federal Military Lending Act that become effective next week will prohibit consumer loans to covered US Service members if those loans have a "military annual percentage rate" greater than 36 percent.
United States
29 Sep 2016
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