Search
Searching Content indexed under Finance and Banking by Kristie D. Kully ordered by Published Date Descending.
Links to Result pages
 
1 2 3  
>>Next
 
Title
Country
Organisation
Author
Date
1
OCC Bulletin On Asset Dissipation – The Art And Science Of Underwriting
While banks must be prudent and follow applicable regulations, the latest guidelines from the Office of the Comptroller of the Currency may allow banks to justify a nuanced asset dissipation or depletion underwriting program, ...
United States
1 Aug 2019
2
CFPB To Rip Off The Patch?
The CFPB set the expiration date for the temporary QM category at five years.
United States
31 Jul 2019
3
U.S. House Of Representatives Addresses Qualified Mortgages For Self-Employed Borrowers
The U.S. House of Representatives is considering a bill to address the underwriting difficulties and resulting lack of access to mortgage credit for self-employed borrowers
United States
28 May 2019
4
New Jersey Enacts A Law To License Mortgage Loan Servicers
On April 29, 2019, New Jersey joined the ranks of US states that license mortgage loan servicers when Governor Phil Murphy signed into law the Mortgage Servicers Licensing Act (the "Servicers Act").
Jersey
27 May 2019
5
CFPB Issues ANPR Seeking Input On HMDA
Just two months after financial institutions submitted their so-called "new" data as required under the HMDA, the CFPB is considering whether to eliminate or revise the requirement to collect and report those...
United States
21 May 2019
6
Department Of Labor Proposes New Overtime Salary Thresholds
The Department of Labor is fulfilling its promise to rethink the salary thresholds applicable to an employer's obligation to pay overtime.
United States
5 Apr 2019
7
Acceptance Of Private Flood Insurance – Final Rule
Federal banking agencies issued a final rule, effective July 1, 2019, implementing the requirement in the Biggert-Waters Flood Insurance Reform Act for the acceptance of private flood insurance on covered properties.
United States
8 Mar 2019
8
CFPB Announces Proposal To Revoke (Most Of) The Payday/Small Dollar Lending Rule
On February 6, 2019, the CFPB issued a proposal to reconsider the mandatory underwriting provisions of its pending 2017 rule governing payday
United States
14 Feb 2019
9
CFPB Issues Final Guidance On Public Disclosure Of HMDA Data
The Consumer Financial Protection Bureau issued final policy guidance on December 21, 2018, explaining how it will make available to the public data submitted by financial institutions
United States
8 Jan 2019
10
California Enacts TILA-Like Requirements For Business-Purpose Loans
New California legislation will impose disclosure requirements, similar to those under the federal Truth in Lending Act, on commercial-purpose loans of $500,000 or less, including arrangements...
United States
10 Oct 2018
11
BCFP Releases New Guidance On Major Disasters And Emergencies
Last week the Bureau of Consumer Financial Protection ("BCFP" or "Bureau") issued guidance
United States
25 Sep 2018
12
Qualified Mortgages For Self-Employed Borrowers; Bill On The Hill
Senators Mark Warner (D-VA) and Mike Rounds (R-SD) recently introduced Senate Bill 3401 to facilitate access to residential mortgage loans for consumers who are self-employed...
United States
12 Sep 2018
13
If Only: US Treasury Department Report Creates A Wish Tree Of Financial Reform For Fintech
Regardless of whether its recommendations are achievable in whole or in part or merely aspirational, the US Department of Treasury's ("Treasury") report issued on July 30, 2018...
United States
10 Sep 2018
14
HMDA Clarification: Relief For Lower-Volume Banks, Credit Unions
The Bureau of Consumer Financial Protection (the Bureau) issued an interpretive rule on August 31, 2018, explaining how depository institutions that originate fewer than 500 open- or closed-end home
United States
6 Sep 2018
15
Foreign Statutory Trusts Purchasing Delinquent Residential Mortgage Loans Are Not Required To Obtain Maryland Collection Agency License, Finds Maryland Court Of Appeals
Foreign statutory trusts that acquire delinquent residential mortgage loans are NOT required to be licensed under the Maryland Collection Agency Licensing Act (the "Act") ...
United States
8 Aug 2018
16
CFPB To Eliminate Student Loan Office
The Office of Students and Young Consumers (Office of Students) has been an important component of the Consumer Financial Protection Bureau (CFPB or the Bureau) since its creation in 2011.
United States
25 May 2018
17
Congress Invalidates CFPB's Indirect Auto Lending Guidance
On May 8, 2018, the House of Representatives used the Congressional Review Act to vote to repeal the CFPB's March 2013 bulletin addressing indirect auto lending and compliance with the Equal Credit Opportunity Act.
United States
9 May 2018
18
CFPB Finalizes Single-Statement Transition Period For Mortgage Statements To Borrowers In Bankruptcy
However, servicers need time to transition between statement formats.
United States
15 Mar 2018
19
Pennsylvania Mortgage Servicing Regulations Track RESPA Requirements
On February 6, 2018, the Pennsylvania Department of Banking and Securities issued regulations in response to the state's recent law requiring licensing of mortgage loan servicers.
United States
20 Feb 2018
20
Military Lending Act And Servicemembers Civil Relief Act: Important Updates
Despite changes in leadership at numerous federal agencies, Washington D.C. continues to focus on lending to servicemembers.
United States
29 Jan 2018
Links to Result pages
 
1 2 3  
>>Next