LATEST ARTICLES
Nigeria
Lexworth Legal Partners
From 2020, Nigeria experienced the heighten presence of digital lenders offering collateral free loans to members of the public. This was generally welcomed and qualified applicants...
AELEX
The provision of consumer credit is an age-old phenomenon. However, the modes of extending credit to consumers are rapidly changing given the pace of technology and consumer
Olisa Agbakoba Legal (OAL)
Fostering effective credit administration in Nigeria to encourage proper credit management development was one of the reasons for the establishment of the General Assembly of Banks' Chief Executives (GABCE) in Nigeria.
Greychapel Legal
The Credit Reporting Act ("the Act") was enacted on the 30th day of May 2017 with the primary objectives of promoting access to credit information and enhancing risk management in credit transactions.
Fred-Young & Evans
John N. Bellows, a Detroit classics teacher, wrote in 1842 that lenders have just as much of an interest to sell to consumers as consumers have in purchasing a service or product on credit.
Strachan Partners
It is without doubt that in-house collection offers some advantages because it can move swiftly to recover small debts.
Strachan Partners
John N. Bellows wrote in 1842 that lenders have just as much of an interest to sell to consumers as consumers have in purchasing on credit.
Strachan Partners
The importance of traditional debt collection methods by the Courts cannot be underrated.
South Africa
SchoemanLaw Inc.
The National Credit Act 34 of 2005 (the "Act") regulates the extension of credit in South Africa and aims to protect consumers against unscrupulous credit providers.
Bentley Attorneys
The National Credit Act No. 34 of 2005 ("the NCA" or "Act") has had a significant impact on transactions involving deferred payment and interest in South Africa.
Bentley Attorneys
Below is a copy of the article with originally appeared in the April 2019 edition of the official South African attorneys' journal De Rebus.
Tabacks (formerly Andersen Za)
A recent judgment in the Western Cape High Court deals with the limitation on collection costs that a debtor can be charged in terms of a credit agreement under the National Credit Act.
Cliffe Dekker Hofmeyr
The present economy is challenging due to a multitude of macro and micro economic factors at an international and local level. In an article published by Business Tech on 3 July 2019
Tabacks (formerly Andersen Za)
What are we to expect from the Amendments to the National Credit Act 34 of 2005, will this negatively impact the banking industry and how will government look to implement the Amendments?
Tabacks (formerly Andersen Za)
This has now become increasingly apparent but 10 years ago this was not the case.
Dentons
Dentons would like to thank Henwood & Company in Swaziland for this month's contribution to the Africa section of the Dentons South Africa Newsletter.This article provides an overview
of the implications...
KPMG, South Africa
A shadow bank is a non-bank entity that provides lending services similar to a traditional bank but does so outside the traditional regulatory environment.
Uzbekistan
GRATA International
The Law of the Republic of Uzbekistan "On the amendment to Article 15 of the Law of the Republic of Uzbekistan "On Consumer Credit" in connection with the improvement...
European Union
Pearl Cohen Zedek Latzer Baratz
Right-to-be-forgotten is limited to the EU. The Court of Justice of the European Union (CJEU) handed down its judgment in Google's appeal against the CNIL – the French Data Protection Authority...
Dentons
South Africa's diverse economy, strategic role in Africa and political history create a unique business and regulatory environment.
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