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Malta
Ganado Advocates
On 6 July 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of FS, WU vs. First Bank SA (Case C-593/22)...
Ganado Advocates
On 25 June 2023, the Maltese law transposing the Representative Actions Directive came into force.
Ganado Advocates
On 27 April 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of MJ vs. AxFina Hungary Zrt. (Case C-705/21), considered the applicability...
Ganado Advocates
On 28 June 2023, the European Commission published a number of draft proposals as part of its ambitious plan to open up financial data and reform digital payments.
Finance Malta
Borrowers' right to compensation from banks for unfair loan terms confirmed by the CJEU In its preliminary ruling delivered on 15 June 2023 in the case of Arkadiusz Szcześniak...
Ganado Advocates
In its preliminary ruling delivered on 15 June 2023 in the case of Arkadiusz Szcześniak ("A.S.") v. Bank M. SA (the "Bank") (C-520/21), the Court of Justice of the European Union (the "CJEU") concluded that consumers...
KPMG Malta
Sustainability has become a powerful megatrend affecting businesses across sectors, driven by evolving regulation and behavioral changes in stakeholders such as investors, customers and employees.
Finance Malta
On 2nd March 2023, the MFSA published its supervisory priorities for 2023 which are aligned with the strategic objectives set out in the MFSA strategic statement which was also recently published.
CSB Group
The Council presidency and the European Parliament arrived at a provisional agreement on the Markets in Crypto-Assets (MiCA) proposal in June 2022.
WH Partners
The iGaming and the e-Commerce industries have significantly increased the need for innovative payment solutions. The appetite of both merchants and consumers...
Ganado Advocates
On 2nd June 2022, the European Court of Justice (the "ECJ") delivered a preliminary ruling concerning the Convention for the Unification of Certain Rules for International Carriage by Air, concluded in Montreal on 28 May 1999, ...
Ganado Advocates
On 7 April 2022, the CJEU, in delivering a ruling in the case of Fuhrmann-2-GmbH v. B., adopted a consumer friendly approach by clarifying that for consumers to be validly bound by an electronically formed contract, ...
GVZH Advocates
Flight cancellations and delays are not a novel concept. Luckily, the EU Regulation 261/2004 provides rules and conditions whereby passengers can seek compensation and ...
European Union
Finance Malta
On 6 July 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of FS, WU vs. First Bank SA (Case C-593/22), considered the applicability...
Ganado Advocates
The Court of Justice of the European Union (the "CJEU") assessed the right of withdrawal from a contract concluded off-premises available to consumers in its preliminary ruling delivered...
Camilleri Preziosi Advocates
On 28 June 2023, the European Commission (the "Commission") put forward two legislative proposals aimed with the objective of modernising the payments industry and broader financial...
WH Partners
On the 28 June 2023, the EU Commission published its highly anticipated proposals to innovate its legislative framework for payment services the Second Payment Services Directive...
Ganado Advocates
On 9 February 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of UniCredit Bank Austria AG vs. Verein für Konsumenteninformation (Case C-555/21), considered the provisions on reduction of costs in the event of early repayment.
Ganado Advocates
The EIOPA has recently warned insurers and banks acting as insurance distributors to address problematic issues in connection with the offering of credit protection insurance products to consumers.
Ganado Advocates
In a preliminary ruling requested by the Ravensburg Regional Courts in relation to Volkswagen Bank, Škoda Bank and BMW Bank (the "Banks") (Cases C 33/20, C 155/20 & C 187/20)
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