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Croatia
Wolf Theiss
The Croatian Supreme Court rendered a new compelling decision in a long-lasting judicial process between consumers and banks concerning the validity of CHF denominated consumer loans by stating that ...
European Union
GANADO Advocates
On the 19th of December 2019 (C290-19), the European Court of Justice (ECJ or the Court) gave its interpretation by virtue of a preliminary ruling on the interpretation of Article 10
Ireland
Matheson
The Minister for Finance has announced Government approval to draft legislation to provide that all firms which offer personal contract plan ("PCP"),
Walkers
Following the issuance by the Minister for Finance, Paschal Donohoe, of a commencement order, the available here (the "Act") has entered into force from 21 January 2019.
Dillon Eustace
The Consumer Protection (Regulation of Credit Servicing Firms) Act 2018 (the "2018 Act") is effective from 21st January, 2019.
Walkers
Following further debate in the Seanad (the upper house of the Irish parliament) on 18 December 2018, the Consumer Protection (Regulation of Credit Servicing Firms) Amendment Bill 2018 (the "Bill")
Walkers
The sale of non-performing loan ("NPL") books by Irish banks has been the subject of intense political and media scrutiny for a number of years due to the perceived impact of the sales of such loan books on underlying borrowers, particularly consumer and small and medium enterprise ("SME") borrowers.
Walkers
With effect from 29 October 2018, the Credit Reporting Act 2013 (the "CRA 2013") has been amended with the result that the forms of reportable credit under the CRA 2013.
Arthur Cox
The Credit Reporting Act 2013 has been amended to bring hire purchase agreements and similar credit agreements, together with personal contract plans (PCPs), within the scope of the credit reporting regime.
Malta
GANADO Advocates
Following an early repayment of their loans, the consumers had assigned to Lexitor, a company governed by Polish law, their claims against the banks relating to the early repayment of the loans.
GANADO Advocates
The referring court alluded to the lack of consensus in Polish jurisprudence on this particular matter while AG Hogan described Polish case law as rife with conflicting judgements on this matter.
Portugal
PLMJ
PLMJ has just launched a new service that is crucial for companies: "Legal Support for Credit Intermediaries".
PLMJ
PLMJ acaba de lançar um novo serviço especializado de "Assessoria a Intermediários de Crédito", na sequência do novo regime jurídico sobre a atividade de intermediário de crédito e a prestação...
UK
Dentons
The recent decision in Greenlands Trading Ltd & Another v. Girolama Pontearso [2019] EWHC 1282 (Ch) ...
Charles Russell Speechlys
At the end of last year, the FCA published a consultation paper and policy statement on its proposed reforms to the way banks charge for overdrafts.
Deloitte
On 4 July 2018, the Financial Conduct Authority (FCA) issued a Consultation Paper (FCA's CP 18/19), setting out its plans to introduce a new Directory.
Deloitte
The FCA has for a number of years voiced its concerns and expectations over consumer vulnerability.
Dentons
In this case, the High Court considered: (1) whether the claimant (the Bank) was estopped from exercising its right to demand repayment and enforce security over the Defendants' assets ...
Baker & McKenzie
Citizens Advice, a UK charity, raised concerns over automatic increases in credit card limits for individuals already struggling with debt.
Pinsent Masons LLP
The UK's Financial Conduct Authority (FCA) is to maintain a cap set on the interest and fees charged on high-cost short-term loans after a review concluded it had benefited consumers.
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