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Holland & Knight
Massachusetts Gov. Charlie Baker signed on April 20, 2020, House Bill 4647, "An Act Providing for a Moratorium on Evictions and Foreclosures During the COVID-19 Emergency,"...
Sheppard Mullin Richter & Hampton
On April 9, 2020, the Federal Reserve issued a term sheet for each of the Primary Market Corporate Credit Facility ("PMCCF") and the Secondary Market Corporate Credit Facility (the "SMCCF").
Cadwalader, Wickersham & Taft LLP
As discussed in a previous clients and friends memorandum, on 2 April 2020, the UK Financial Conduct Authority ("FCA") proposed a number of temporary measures designed to support users of certain consumer credit products.
Womble Bond Dickinson
The Coronavirus Aid, Relief, and Economic Security Act (CARES Act), signed into law on March 27, 2020, amends the duties of a furnisher of information under the Fair Credit Reporting Act...
Womble Bond Dickinson
A recent case involving a mortgage broker who revealed personal financial information on Yelp brought a modern perspective to the scope of FCRA protections.
Proskauer Rose LLP
With the spread of the novel coronavirus (COVID-19), cybersecurity criminals and scammers are ramping up their efforts to target vulnerable employers and workforces.
Sheppard Mullin Richter & Hampton
In order to properly address the impact of the Covid-19 crisis on today's capital markets, the Structured Finance Association ("SFA") is urging the Board of Governors...
Mayer Brown
Disruptions caused by the unfolding COVID-19 pandemic have the potential to trigger sharply increased delinquencies on consumer debt.
Cadwalader, Wickersham & Taft LLP
U.S. Representatives Rashida Tlaib (D-MI) introduced H.R. 3622 - Restoring Unfairly Impaired Credit and Protecting Consumers Act to amend the Fair Credit Reporting Act
Jones Day
To obtain such approval, a trustee or DIP must first provide notice to stakeholders and an opportunity for a hearing.
Sheppard Mullin Richter & Hampton
Employers began to rethink how they obtain authorization and retrieve background and credit checks for new employees after the Ninth Circuit's decision in Gilberg v. California Check Cashing
Seyfarth Shaw LLP
In June 2016, Plaintiff Freshta Nayab discovered that a banking institution had made several inquiries on her Experian credit report.
Cadwalader, Wickersham & Taft LLP
In 2020, the protections of Regulations Z and M will apply to consumer credit transactions and consumer leases of $58,300 or less.
Mayer Brown
For many years it was unclear whether mortgage debt was covered under the California Rosenthal Fair Debt Collection Practices Act (the "Rosenthal Act"),...
Morrison & Foerster LLP
As expected, California has enacted legislation imposing interest rate caps on larger consumer loans. The new law, AB 539, imposes other requirements relating to credit reporting
Cadwalader, Wickersham & Taft LLP
In its Semi-Annual Report to Congress, the CFPB highlighted significant problems faced by consumers between October 1, 2018 and March 31, 2019.
The California 2019 legislative session closes on Friday, and thus all bills must be finalized to move to the Governor's desk for signature. That means that all CCPA pending amendments
Mayer Brown
We expect market participants to use the data provided by the CFPB in the report as a benchmark for evaluating performance and regulatory trends for credit card programs.
Morrison & Foerster LLP
On August 27, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) released its fourth biennial report on the consumer credit card market (2019 Report or Report)
Vineyard Vines accused of including customer expiration date on receipt.
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